37+ Example Letter Of Gift For Mortgage Images. Here are the best gift letter templates that you can use for free. Here's a good mortgage gift letter template you can use:
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Because of your help, i was able to get a mortgage for 15 years instead of the typical 30. If you make $4,000 a month, any deposit over $2,000 would probably be questioned by your underwriter. Why gift letters are important. We were advised that a gift letter may be requested by the bank(s) for any gifts received, as the above gifts are not independent savings and still, that being said, it does make sense that a bank assessing a mortgage application would want to be certain that there are no unknown future liabilities.